Accessing finance as a self-employed person can be very different from applying for a loan as an employee.  Understanding how lenders view business structures, income, assets and risk can make a signifcant difference to both the process and the outcome of a finance application. Join Grace Cartledge, Finance Broker for an engaging and practical educational session designed specifically for business owners, entrepreneurs and self-employed professionals.  Known for presenting complex financial concepts in an informative, relatable and easy to digest way, Grace will provide valuable insights to help you better understand your options and make more informed financial decisions. During this session, Grace will explore: How recent budget changes have impacted the lending landscape How to strategically utilise equity without necessarily using your home as loan security The key differences between residential and commercial lending Ways finance can be used to support and improve business cashflow Funding options for business acquisitions and share purchases How loan structures can influence future borrowing flexibility and growth opportunities Whether you're looking to expand, purchase a business, improve cashflow or simply gain a better understanding of the finance landscape, this session will provide practical knowledge and actionable strategies you can take away and apply to your business. Don't miss this opportunity to learn from a trusted finance professional, ask questions and gain clarity on the opportunities and challenges that come with securing finance as a business owner.  You'll leave with greater confidence, a clearer understanding of lending options and valuable insights to help position your business for future success.

Come along and join us in celebrating Torquay's businesses. The presentation dinner will include: Welcome drink 2 Course meal (Drinks available at bar prices). Dress to impress